Disclaimer : This story is purely fictional and it has inspiration from many stories that i have read over period of time.
My name is Harinath, and I’m 24 years old, from Guntur in
Andhra Pradesh. Today is a very special day for me—I’ve officially completed my
Company Secretary (CS) course, and I couldn’t be happier.
I come from a close-knit and loving family. My father,
Satyam, works as an accounting clerk in the transport office. My mother, Uma,
is a homemaker who has always been the emotional backbone of our family. I also
have a sister, Shivani, who recently got married and moved to Bangalore. She
holds degrees in B.Sc and B.Ed, and before her marriage, she worked as a school
teacher. Since moving to Bangalore, she has taken on the full-time role of a
homemaker.
While Shivani’s wedding was a joyous occasion, it brought
with it a heavy financial burden. We spent generously, hoping to make it a
memorable event for her—and we also believed that income from our ancestral
agricultural land would help us manage the expenses. Unfortunately, things
didn’t go as planned.
Due to poor rainfall and unexpected legal disputes over the
ancestral land among extended family members, the returns we had counted on
never materialized. In the end, our family’s share came to only around ₹3
lakhs—nowhere near enough to cover the wedding expenses. As a result, we are
now burdened with a debt of around ₹45 lakhs.
Despite these challenges, I remain hopeful. Completing my CS
course feels like a major step forward, and I am determined to work hard and
support my family through this difficult phase. My parents have made many
sacrifices for me, and now it's my turn to give back.
Despite the setbacks, I try to remain optimistic. Completing
my Company Secretary course is a significant milestone, and I’m determined to
do whatever it takes to help lift my family out of this difficult situation. My
parents have sacrificed so much for me—it’s now my responsibility to stand by
them.
As I walked home, my mind was filled with thoughts about how
to repay this debt. One option is to start looking for a job now that I’m a
certified Company Secretary. The starting salary may only be around ₹20,000 to
₹30,000 per month, but it’s a start. The other option—though not something I’m
entirely comfortable with—is to consider marriage. If dowry comes into the
picture, it could help ease our financial burden. While I don’t personally
believe in accepting dowry, the reality we are facing makes it hard to turn it
down if offered.
As for me—I’m around 5'4" to 5'5" tall, with very
fair skin and shoulder-length hair. I'm quite thin, with a delicate frame and
features that some might describe as slightly feminine. In fact, when seen from
behind, I’ve been mistaken for a woman with short hair. It doesn’t bother me
much—I’ve always believed that what truly matters is what we do and how we
carry ourselves, especially in tough times like these.
The moment I stepped into the house, I was warmly welcomed
by my mother, who greeted me with sweets, her face beaming with pride. Within
minutes, my father arrived home—also carrying sweets—and joined in the small
celebration. Soon after, I received a congratulatory call from my sister, which
made the moment even more special. It truly felt like a day of joy and
gratitude.
With all these emotions unfolding, I decided to visit the
Durga Devi temple to thank the goddess for her blessings. Standing there, I
felt a renewed sense of hope and began thinking positively about the
future—especially about preparing my CV and figuring out what to include to
attract good interview calls.
Just then, my father called me aside and shared some
unexpected but wonderful news: his company had agreed to offer me a position as
a Company Secretary, with a starting salary of ₹18,000 per month. Given our
current situation, this was a huge opportunity. Without a second thought, I
accepted the job.
Now, it has been almost six months since I started working.
I feel I’ve learned a lot and am gradually becoming a valuable part of the
company. More importantly, I’ve also begun contributing to my family. Every
month, I set aside ₹10,000 specifically for loan repayment. It’s a small step,
but it feels like a meaningful beginning toward a more stable future.
A few months later, as a token of appreciation for my
performance, I received a bonus of ₹50,000 from my company. To make the most of
it, I added another ₹50,000 from my savings, making it a total of ₹1,00,000. I
decided to use this amount to repay a portion of our loan at the State Bank of
India (SBI), where part of our total debt is held. My goal was to reduce at
least the monthly interest burden.
As expected, the SBI branch was crowded—it was a Friday afternoon,
after all. I took a token and waited for my turn. Though I could have simply
deposited a cheque, I preferred to pay in person. I also wanted to inquire if
there was a way to lower the interest rate or possibly consolidate our other
loans by shifting them to this branch. Having everything in one place would
make tracking and managing the repayments much easier. ( Below is AI Image)
A few minutes later, the officer returned holding a set of
forms. He asked me to fill them out, explaining that they required detailed
information about all existing loans taken from banks. However, he clarified
that loans from private lenders, especially those based on promissory notes,
would not be considered.
Luckily, a good portion of our total loan—nearly ₹22 lakhs,
which accounts for about 50%—was covered under bank loans, making us eligible
for the scheme. He also mentioned that if we consolidated all our bank loans
into a single account, the interest rate could be reduced by 1%, which would
significantly ease our repayment burden.
I collected all the papers and started walking home, a smile
spreading across my face. For the first time, I felt like I was truly
contributing to my family—I had just paid off ₹1 lakh of our loan. It felt like
a small but meaningful step toward lifting the financial burden, and I was
already thinking ahead, planning how to repay the rest of our family’s debts as
soon as possible.
Time flew by, and before I knew it, I had completed one and
half year at my job. That’s when the thought started creeping in—maybe it was
time to look for a new opportunity. I wanted to join an MNC, to grow in my
career and secure a better future for myself and my family.
I discussed the idea with my parents, and they were
supportive, especially since my sister Shivani was already living in Bangalore.
When I told her about my plans, she was thrilled and immediately offered to let
me stay with her. But I hesitated as I didn’t want to intrude on their space. I
told her, “Let’s see how things go once I get the job.”
So I began applying.Within a few weeks, I received a call
from a media company in Bangalore for a virtual interview. Thankfully, my
experience at my current company helped, and I cleared it smoothly. They then
invited me for a face-to-face round at their Bangalore office.
With a mix of excitement and nerves, I travelled to
Bangalore. I stayed at my sister’s house, freshened up, and headed to the
interview. It was with the company’s CFO, a man in his mid-50s. The interview
lasted about 70 to 80 minutes, and I felt it went quite well. We covered
everything from work experience to future goals.
Towards the end, he looked at me and asked with a smile,
“Why have you kept your hair so long?”
I laughed and replied, “I didn’t really have a reason to cut
it—and no reason to grow it either. It just kept growing, and I let it be.”
He burst out laughing, and just like that, we ended the
interview on a lighter, more personal note. It felt like a positive sign.
It took nearly 15 days to hear back from the company in
Bangalore—but thankfully, the wait was worth it. I was selected for the role,
and my salary jumped from ₹18,000 to ₹50,000 per month. It felt like a huge
leap forward—not just financially, but in terms of where my career was heading.
Since my sister’s house was quite far from the office, I
started looking for a place of my own. I got incredibly lucky. I found a 1BHK
apartment just a short distance from work, and as it turned out, the house
belonged to the company’s facilities manager. He offered it to me at a very
reasonable rent of ₹7,500 per month. Though it was a bit expensive for me at
the time, I felt confident I could manage it with my new salary—and more
importantly, it gave me independence and peace of mind.
With this new financial stability, I also decided to
increase my monthly EMI payments toward the bank loan. My father, meanwhile,
focused on clearing the loans he had taken from private lenders. It felt good
to share the responsibility and lighten his burden, even if just a little.
But despite all our efforts, the reality was sobering—it
might still take us another 15 years to clear all the remaining loans. It was a
long road ahead. Still, for the first time in a while, it felt like we were
walking it with purpose, one step at a time.
I had truly started enjoying my new job. The work was
fulfilling, and I was receiving genuine appreciation—not just from my immediate
team, but even from the board members. My documentation during meetings and the
way I handled communication with banks were particularly well-received. In
fact, my CFO personally praised me during a team meeting, which was both
encouraging and motivating.
Amidst this professional high, my parents began searching
for marriage alliances. Although I was still not mentally prepared for
marriage, I went along with the process out of respect for them. Deep down, I
wasn’t in favor of dowry—but at the same time, I found myself passively okay
with it if the girl's side voluntarily offered it. It was a confusing space to
be in, emotionally and ethically.
As proposals started coming in, rejections became part of
the process. Some were turned down by my sister after meeting the families, and
a few were rejected by the girls' families as well
There was one meeting that left a lasting impression—though
not for the best reasons.
The girl I met seemed polite at first, but within a few
minutes, she bluntly said, "You remind me a lot of my girlfriend."
I was taken aback. Confused, I asked what she meant.
She casually replied, "It’s just your overall
look—long hair, no mustache, smooth skin... even your nose is delicate, and
your wrists are so slim. Honestly, your body structure—especially your
hips—reminds me more of a girl than a guy."
I didn’t know how to respond. She didn’t say it with
cruelty, but it still hit hard.
It wasn’t the first time someone had pointed out these
features—my sharp nose, small wrists, soft facial features, and slightly
broader hips. These were things I had lived with all my life.
So, I brushed it off. Her comments didn’t say anything about
me—they only reflected her narrow view of what a man should be
This back-and-forth over marriage alliances continued for
nearly two months. Some conversations were hopeful, others frustrating, and
many just emotionally draining. I had started to take it all in stride, without
getting too invested.
Then, one fine day, during a casual phone call with my mom,
she mentioned that a new proposal had come in—from Bangalore. She said,
“They’re very interested… and they’re even willing to offer a significant
amount, if you agree.”
That caught my attention. I asked her, “Is there any problem
with them?”
She replied that they were from an extremely affluent and
well-respected family in Bangalore. Apparently, even my brother-in-law had
spoken to them and given a positive impression. Mom went on to say that the
middleman who brought the proposal couldn’t stop praising their social status,
wealth, and humility.
Then came the surprising part—she told me they had already
seen me twice. Once in Guntur, and once again in Bangalore.
I was stunned. Who are these people? I tried to
recall if I’d met anyone who might fit the description, but nothing came to
mind.
What struck me even more was how long the call went
on—almost 30 minutes. It’s rare for my mom to talk that long on the phone, and
her tone was unusually soft and thoughtful. She also mentioned that my sister
Shivani was very happy about the proposal, which made me feel like this was
something the whole family was taking seriously.
I asked, “What about Dad?”
She simply said, “Your father said the decision is yours.
He’ll stand by whatever you choose.”
Toward the end of the call, she hesitated for a moment—then
added, “The middleman who brought this alliance… he’s somehow connected to one
of the private lenders we know. And now they’re insisting that we arrange a
meeting with the family.”
I was curious but calm. “So what’s the issue?” I asked.
There was a long pause on the other end.
Then, after much hesitation, my mother said quietly, “They
want you to come to their house… not as a son-in-law, but as a
daughter-in-law.”
It felt like the silence on the line had a weight of its
own. My mind went blank, yet it was racing at the same time—like trying to
catch your breath after a sudden fall.
Come to their house as a daughter-in-law?
I didn’t give her an answer right away. I told her I needed
time to think.
Later that evening, my phone rang. It was Shivani.
She didn’t waste time.
“Hari… I need to talk to you before Mom tells you
everything.”
Her voice carried a seriousness I hadn’t heard in a while.
“I already know,” I said quietly. “About the
alliance… and that they want me to come as a daughter-in-law.”
She paused, then said, “Okay, then let me fill in the
blanks. I’ve spoken to the boy. His name is Vimal.”
That name meant nothing to me yet. But her tone said it soon
would.
“He’s from a Jain family,” she continued. “Quite a
wealthy and respected one here in Bangalore. They’re a bit orthodox in their
community, but within their immediate family, there’s a lot more understanding
than you’d expect.”
I raised an eyebrow. “Orthodox… but they’re okay with their
son marrying a man?”
“That’s the surprising part,” she said. “Vimal
came out to them a few years ago. It took time, but eventually, they came to
terms with it—privately, of course. They’re quietly accepting their son for who
he is, within the limits of their social world.”
I didn’t know what to say.
Then she added something that caught me completely off
guard.
“And you know what else? Vimal has seen you before. Twice.”
My heart skipped slightly. “What do you mean?”
“Once in Guntur, and once here in Bangalore,” she
said.”
I went silent, trying to replay every moment I could
remember—when, where, how.
“He saw something in you,” Shivani continued. “Your
calmness, your softness, your presence. He said you had this quiet dignity that
stayed with him.”
I didn’t know what to do with that. I wasn’t used to being
looked at that way—seen that deeply.
“Shivani… this is too much,” I said, my voice low.
“Why didn’t anyone ask me if I was even okay with being considered like this?
With being seen this way?”
Then she added, “Look, all I’m asking is—just meet him.
Not for marriage. Not for commitment. Just one conversation. Hear him out. And
decide for yourself, not for Mom, not for Dad, not for anyone else.”
Then she added one last thing, almost like a whisper:
“And Hari… if someone like Vimal, raised in a
conservative Jain family, has the courage to choose you, don’t you think you at
least deserve to know why?”
That line stayed with me long after the call ended.
The next evening, Shivani and I boarded an overnight bus to
Guntur.
She had quietly booked the tickets without saying much, just
sending me a message:
"Bus at 7:45 PM. Majestic. Volvo sleeper. Bring a light jacket."
That was it.
We met at the bus stand, exchanged a small smile, and got on
board. Our berths were side by side—mine by the window, hers on the aisle. As
the bus pulled out of the city and the lights of Bangalore started to fade
behind us, I looked outside and let my thoughts drift.
For a journey that was about something so big, so personal,
we spoke very little.
Aside from asking whether I had eaten, or whether the AC was
too cold, or if I had an extra charger cable, Shivani didn’t bring up Vimal.
Not once. And I didn’t ask.
There was a strange kind of comfort in that silence. It
wasn’t awkward—it was just… respectful. She knew I needed space. And I knew she
was giving it to me without making it obvious.
At one point during the night, I glanced over and saw her
asleep, her head resting lightly against the seat wall, arms folded across her
chest. For a moment, I felt a deep sense of gratitude. Whatever was waiting for
me in Guntur, I wasn’t walking into it alone.
The hum of the bus, the occasional streetlights streaking
past the window, the faint sound of someone's ringtone a few rows down—all of
it created a kind of stillness that made me turn inward.
I kept thinking: What do I even say to someone who thinks
he's in love with me? What if I don't feel anything? What if I do?
But I knew there were no answers yet.
We reached Guntur on Saturday morning, just as the first
light was beginning to wash over the streets. The bus rolled into the depot
with a gentle lurch, waking Shivani. She rubbed her eyes, looked at me, and
smiled.
“Ready?” she asked softly.
I nodded. Not because I was ready. But because I was already
here.
After we reached home, I took blessings from my parents. Mom
smiled and blessed me, but Dad didn’t say anything. I could see he was confused
and lost in his thoughts.
After breakfast, Dad asked me to come outside. We got on his
bike and rode to a nearby pan shop. He stopped, lit a cigarette, and asked,
“Hari, do you smoke?”
“Sometimes,” I replied.
He bought a Classic Mild, and I took an Ice Burst. This was
the first time Dad smoked in front of me, and I smoked in front of him.
After a few puffs, Dad spoke in a soft voice, “Hari, I’m
sorry for all this trouble. I took loans hoping to get a bigger share of our
family property. But my brothers cheated us, and now this burden is on me.”
He added, “No one is forcing you to accept the marriage
proposal.”
I asked, “What did they promise?”
Dad said, “If we agree, they will clear all our loans with
interest. They will also give us a house in Bangalore for me and your mom to
live in.”
I held his hand and said, “Don’t worry, Dad. Let’s meet them
and see what they want.”
He nodded. Then I asked, “When will they come?”
“Tomorrow,” he said.
Later, I told Dad, “I will leave for Bangalore on Sunday
evening. I haven’t applied for leave.”
Dad looked at me and I felt he understood that I was not
ready for this marriage.
With that we both reached home and after breakfast I had
good sleep. When I got up, it was almost 2.30 PM. By that time, both mom and
sister finished their lunch and Dad was in office. And it seems Dad didn’t came
back from office. Normally Saturday is half day for him. I totally understood
his thoughts. With so much difficulty, I finished my bath as I had lot of
fatigue with thoughts across and then I had good lunch made by mom. After
lunch, Shivani my sister took me the room and then mom followed me. And then
mom holded my chin and told me that for tomorrow my decision will be final and
don’t worry about anything. With this, I got little happier. And then Shivani
mentioned that her friend will be coming in tomorrow early morning to do some
make up for me.
I was surprised as to why make over is required. Then with
hesitancy, Shivani mentioned that Vimal and his mom will be coming tomorrow and
they want you to be dressed in saree only. But after so much of requests from
mom and sister, I accepted for it. With out any choice left in my case, I
decided to go with the flow. But I clearly told them I have lot of work to do
on Monday in office and hence will be leaving on Sunday evening. Then Shivani
mentioned that even Vimal will be leaving towards Bangalore on Sunday evening
and I can go along with them. My irritation is going to next level, but I
continued to control my anger.
Shivani showed me two sarees one in blue and other in yellow
saree. She asked me to choose one. I looked at my mother. Then my mother
understood my doubts and she kept both sarees on my shoulder and then at last
she selected yellow colour saree.